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Debt Collection and Recovery

Debt collection and recovery services, including ‘soft’ collections and collections of a litigious nature, advice on credit agreements, debt structuring, negotiation, settlements, and other debt related dispute resolution services.

Team
Insights

Nthabiseng Gambushe

Director

PROFILE

Nthabiseng Gambushe

Director,

PROFILE

When payroll becomes a liability

31 July 2026

Employers have important legal obligations when processing emoluments attachment orders. Getting it wrong could prove costly.

Article

A small debt shouldn’t cost you your home

28 April 2026

Courts have reaffirmed that a primary residence cannot be sold for a small debt without strict scrutiny.

459

Article

Car balloon payments: Pop goes your budget!

31 March 2025

A car balloon payment may not be quite as festive as it sounds. Consumers often don’t consider the down-the-road impact... of a balloon payment. In this article, we look at the balloon payment structure and what consumers can do to manage this or alternatives that can be considered when procuring a vehicle.

623

Article

Prescription and claims against organs of state

28 February 2023

Claims against the state may arise from several causes of action. Importantly though, it must be remembered that claims against... any organ of state are also subject to prescription, and care should be taken to not let your claim prescribe. In this article, we examine the current legal position in respect of prescription and claims against the state.

1106

Article

What legal costs can a creditor charge a debtor to recover outstanding debt?

08 February 2022

When times are tough, you may not get around to paying all your bills. But be warned, if neglected for... too long, it will inevitably lead to letters of demand for payment along with interest, charges and legal fees. As your outstanding obligations grow, you may wonder whether all these costs are allowed? Lets unpack what the law says.

1391

Article

Prescription and surety don’t always play well together

06 January 2021

Our company is owed money by one of our contractor companies who we helped with finance and provided us with... personal sureties by the shareholders as security for the transaction. They have been making promises that they will pay for some time and we left it, but now we are getting worried about prescription. We are also unsure whether if we act ag

1344

Article

Business interruption insurance and Covid-19

11 September 2020

I’m a restauranteur and have suffered massive losses during the Covid-19 lockdown. I was just wondering whether there are any... insurance options I may have or could look into to make up for some of the losses in my business due to Covid-19?

1390

Article

When payroll becomes a liability

31 July 2026

Employers have important legal obligations when processing emoluments attachment orders. Getting it wrong could prove costly.

Article

A small debt shouldn’t cost you your home

28 April 2026

Courts have reaffirmed that a primary residence cannot be sold for a small debt without strict scrutiny.

459

Article

Car balloon payments: Pop goes your budget!

31 March 2025

623

Article

Prescription and claims against organs of state

28 February 2023

1106

Article

What legal costs can a creditor charge a debtor to recover outstanding debt?

08 February 2022

1391

Article

Prescription and surety don’t always play well together

06 January 2021

1344

Article

Business interruption insurance and Covid-19

11 September 2020

1390

Article

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Office

56 Wierda Rd East, Sandton, Johannesburg 2196

PO Box 78882, Sandton, 2146

Docex 31, Sandton Square

011 292 5777

011 292 5888

enquiries@lowndes.co.za

Office Hours: Monday to Fridays 07:00 - 18:00
Closed on weekends and Public Holidays

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PH Group

PH Group Platinum Achiever

Transformation

Office

56 Wierda Rd East, Sandton, Johannesburg 2196

PO Box 78882, Sandton, 2146

Docex 31, Sandton Square

011 292 5777

011 292 5888

enquiries@lowndes.co.za

Office Hours: Monday to Fridays 07:00 - 18:00
Closed on weekends and Public Holidays

Clients

Get In Touch

Rate Us

Careers

Apply Now

Work for us

Training and Development

Vacancies

Corporate

Offices

About

PH Group

PH Group Platinum Achiever

Transformation

As Lowndes Dlamini is a niche firm, we are able to recruit, “hand pick” and develop the best people who embrace our vision of excellence and focus. We are a BEE level 1 contributor, and proudly value the diversity of the people and cultures within our firm. Registration number 1992/006896/21, VAT number 4750280341, Practice number F7421. We are affiliated to the PH Group.

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+27 11 292 5777
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